/ Cooperative Credit Schemes

Grounded credit and transparent savings

Member-first financial services serving Mumbai and Thane families since 1987. From daily deposit collection to accessible gold and housing credit, built on hyper-local community trust.

Savings & Investments

Structured schemes for daily security

Designed for local shopkeepers, working families, and senior citizens seeking disciplined savings and dependable cooperative growth.

Fixed & Recurring Deposits

Daily Deposit Scheme

Member Savings Account

Disciplined savings options with structured tenures for stable member capital growth and financial security.

Doorstep collection tailored for small business owners and market vendors to build daily capital without leaving their shop counters.

Flexible everyday savings with transparent terms and direct counter service across all four society branches.

Accessible Credit

Fair loans rooted in relationships

Direct credit facilities supporting local business expansion, home purchases, vehicle acquisitions, and urgent personal funding requirements.

Gold & Personal Loans

Business & Commercial Credit

Home & Vehicle Facilities

Rapid liquidity backed by gold ornaments or member standing, featuring straightforward documentation and branch approval.

Working capital support for neighborhood retail, trade operations, and small enterprises in Kandivali, Dahisar, Mira Road, and Bhayandar.

Long-term financing solutions to secure residential housing or commercial transport with clear repayment schedules.

Rate Card Notice

Official product rate cards and current interest schedules are confirmed directly by Chief Executive Officer management at local branches.

Please visit or contact your nearest Kandivali East, Dahisar East, Mira Road East, or Bhayandar West branch for current effective deposit rates, loan eligibility criteria, and scheme terms.

Visit your local branch today

Speak directly with our cooperative officers to review product details, documentation requirements, and member eligibility.